Real Estate

How to Stencil a Border

This Old House - 3 hours 43 min ago
Dress up a doorway—or any room feature—with a pattern of your own design
Categories: Real Estate

Sneak Peek: The 35th Season of TOH, in Charlestown, Massachusetts

This Old House - 3 hours 43 min ago
This Old House television starts its 35th anniversary season by renovating an 1850 Greek Revival rowhouse in a historic Boston neighborhood
Categories: Real Estate

The Moxie Awards: The Search for America's Best Remodel 2014

This Old House - 3 hours 43 min ago
Hats off to you superheroes of the home. Whether saving a historic plantation from fauna gone wild or making a Christmas miracle with power tools, these honorees proved their mettle
Categories: Real Estate

Arkansas Agent Missing Days After Showing

Daily Real Estate News - Mon, 2014-09-29 00:00

The search continues for a real estate agent in the Little Rock area who has been missing since late last week after showing a vacant bank-owned...

Categories: Real Estate

10 Affordable Markets Beckon Millennials

Daily Real Estate News - Mon, 2014-09-29 00:00

Realtor.com® says these markets are “primed and ready” for Gen Y home buyers this fall.

Categories: Real Estate

Redefault Rates Move Significantly Lower

Daily Real Estate News - Mon, 2014-09-29 00:00

The Office of the Comptroller of the Currency credits "evolved" loan modification programs for the fact that fewer borrowers are...

Categories: Real Estate

Online Reviews Guide Remodeling Choices

Daily Real Estate News - Mon, 2014-09-29 00:00

The commercial real estate market is finding that negative online reviews can serve as blueprints for remodeling projects.

Categories: Real Estate

Where Home Prices Surged in August

Daily Real Estate News - Mon, 2014-09-29 00:00

Ohio stands out in a new analysis of median home price data.

Categories: Real Estate

When Mortgage Rates Rise...

Daily Real Estate News - Mon, 2014-09-29 00:00

With rate-hike forecasts looming, how long can buyers count on borrowing costs to stay low?

Categories: Real Estate

NAR Comments on 3% Cap

Home Ownership Matters - Sat, 2014-09-27 12:14

On Thursday, June 5, 2014, NAR submitted comments on the Consumer Financial Protection Bureau's (CFPB) proposal to implement a limited cure provision for loans that exceed the 3% cap on fees and points under the Qualified Mortgage (QM) safe harbor.  If the cap is accidentally exceeded, a lender may rebate the excess to a consumer within 120 days and the loan will then qualify for the QM safe harbor.  NAR supported the cure provision with some simplifications and encouraged the CFPB to implement one for loans that exceed the 43% debt to income (DTI) cap. NAR also encouraged... Read More

Categories: Real Estate

NAR Comments on AMC Rule

Home Ownership Matters - Sat, 2014-09-27 12:14

On June 6, 2014, NAR President Steve Brown submitted comments to five federal agencies in response to a proposed rule on minimum requirements for appraisal management companies (AMCs).  NAR supports the agencies efforts to guide states in registering and supervising AMCs.  NAR commented on aspects of the proposed definition of an AMC and provided recommendations for calculating appraiser panel membership for registration purposes, how to distinguish between an AMC and appraisal firm, and how the Appraisal Subcommittee could implement standards if a state chooses not to... Read More

Categories: Real Estate

New FHA Lender Performance Metric

Home Ownership Matters - Sat, 2014-09-27 12:14

On June 4, 2014, NAR submitted comments to the Federal Housing Administration (FHA) on its supplemental lender performance metric.  Performance will be measured on a lender’s default rate within three credit score bands and compared to an FHA target rate, rather than to the lender’s peers.  The new metric will be used in tandem with existing Lender Compare Ratios.  NAR hopes this new tool will encourage lenders to loosen credit overlays and ease the fear of back-end enforcement actions by FHA.

... Read More

Categories: Real Estate

Homebuyer Flood Insurance Relief

Home Ownership Matters - Sat, 2014-09-27 12:14

On May 30, 2014, FEMA announced the Flood Premiums and Rate Tables for 2015.  Each Oct., FEMA issues the following year’s rate tables.  releasing the rate tables at this time provide insurance companies sufficient lead time to update their rate quote software.  These rates will take effect this Oct., 2014, and will be used to calculate refunds, to be issued later this Fall. .

According to FEMA, from their memo: “In every case, the attached rates are the same or lower than... Read More

Categories: Real Estate

Senate Banking Approves TRIA Bill

Home Ownership Matters - Sat, 2014-09-27 12:14

On Tuesday, June 3, the Senate Banking Committee held a mark up hearing of S. 2244, Senator Schumer’s Terrorism Risk Insurance Act (TRIA) reauthorization bill.  In a strong showing of support, the bill was unanimously approved by the Committee.  NAR sent a letter of support for the bill to all the members of the Committee, and urged those Senators who had not already to cosponsor it.  Along with Senator Schumer (D-NY), this bipartisan bill has original cosponsors Senator Heller (R-NV), Reed (D-RI), Kirk (R-IL), Murphy (D-CT) and Johanns (R-NE).  Unless TRIA is... Read More

Categories: Real Estate

Fat Wallet Awards: You Sweat The Small…Change

This Old House - Sat, 2014-09-27 02:05
Congratulations! You pinched your pennies so hard, you could have bruised Lincoln
Categories: Real Estate

NAR Submits Comments to FAA on UAVs

Home Ownership Matters - Fri, 2014-09-26 14:39

In June 2014, the Federal Aviation Administration (FAA) issued comments clarifying the permitted use of unmanned aerial vehicles (UAVs) for commercial purposes. Real estate was called out specifically as a prohibited use. NAR submitted comments in response to the FAA outlining the positives of permitting commercial use of UAVs in real estate.  NAR encouraged the FAA to quickly develop a regulatory framework for commercial use of UAV technology that addresses safety and privacy concerns, but permits a... Read More

Categories: Real Estate

Rural Housing Eligibility Follow-Up

Home Ownership Matters - Fri, 2014-09-26 14:39

On September 26, 2014, NAR President Steve Brown sent a letter to USDA Secretary Vilsack in response to state REALTOR® associations’ concerns about community eligibility for rural housing loans.  Rural housing directors in each state have the discretion to determine whether a community is “rural in character.”  Due to concerns by REALTOR® members about the subjective nature of these determinations, Secretary Vilsack issued a letter suspending work on determinations and any designations that would make a place ineligible based solely on “rural in... Read More

Categories: Real Estate

Scientists Question EPA’s Commercial Lead Paint Approach

Home Ownership Matters - Fri, 2014-09-26 14:39

Due to lack of data on actual real-world exposures, EPA has proposed a highly sophisticated alternative “framework” which instead would evaluate the probability that children might someday be exposed to lead paint dangers in a commercial building.  NAR, as part of the Commercial Properties Coalition, asked scientists at Exponent to review EPA’s approach for technical credibility, and they concluded a) that EPA’s models are only as good as the assumptions they use and b) no amount of probabilistic analysis can overcome their data limitations.  NAR’s... Read More

Categories: Real Estate

How to Build a Sliding Barn Door

This Old House - Fri, 2014-09-26 02:05
You love this rustic touch! We asked TOH fans about sliding barn doors and got a flood of questions. Here's our answer
Categories: Real Estate

Nearly 1 Million Homes Regain Equity

Daily Real Estate News - Fri, 2014-09-26 00:00

The home equity gains are “driving forward the rise in wealth for the typical home owner,” according to CoreLogic’s latest...

Categories: Real Estate

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