Real Estate

Help Passed on Flood Insurance Rates

Home Ownership Matters - 2 hours 48 min ago

In this short video, NAR Senior Policy Representative Austin Perez explains how the bill will impact the flood insurance rates paid by homeowners. He also answers the pressing question: "What should I tell a buyer if they ask about insurance rate increases?"

To learn more about what's in the bill, read NAR's recent article "Senate Passes Flood Insurance With House Amendments."

Categories: Real Estate

Flood Bill Helps Commercial

Home Ownership Matters - 2 hours 48 min ago

NAR Senior Policy Representative Austin Perez and NAR Legislative Policy Representative Erin Stackley discuss the impact that the new flood insurance law will have on commercial properties.

To learn more about the bill, go to "Senate Passes Flood Insurance With House Amendment."

Categories: Real Estate

Regulators Propose Tweaks to Flood Rules

Home Ownership Matters - Fri, 2014-10-24 13:15

Regulators released a joint proposed rule today that would require lenders to escrow flood insurance payments and eliminate mandatory insurance requirements for structures that are detached from a primary residence.

The rule would require lenders to escrow premiums and fees for flood insurance for loans secured by residential improved real estate or mobile homes that are made, increased, extended or renewed after Jan. 1, 2016, unless the lender or the loan... Read More

Categories: Real Estate

NAR Comments on FHA HAWK

Home Ownership Matters - Fri, 2014-10-24 13:15

On June 30, 2014, NAR President Steve Brown sent a letter to Federal Housing Administration (FHA) Commissioner Carol Galante in support of FHA’s efforts to reduce mortgage insurance premiums for first-time buyers through its Homeowners Armed with Knowledge program, or HAWK.

HAWK is a pilot program to encourage more housing counseling in the home buying process for borrowers using FHA insured financing.  Homebuyers who participate in the program will qualify for reductions in their mortgage... Read More

Categories: Real Estate

FEMA Releases Refund Guidance

Home Ownership Matters - Fri, 2014-10-24 13:15

On June 26, FEMA released guidance related to providing refunds to property owners that overpaid for flood insurance.  Pursuant to Section 3 of the Homeowners Flood Insurance Affordability Act (HFIAA), refund amounts will be determined using rates made available in Bulletin W-14026 issued on May 29, 2014. Section 3 of HFIAA requires FEMA to restore Pre-Flood Insurance Rate Map (FIRM) subsidized rates and issue refunds of excess premiums collected above the subsidized rate for:

  • Pre-FIRM properties not insured when the Biggert-Waters Flood Insurance Act of 2012(Biggert-... Read More
Categories: Real Estate

The TOH Top 100: Best New Home Products 2014

This Old House - Fri, 2014-10-24 02:05
This year's editors' picks are decidedly low-tech yet very smart, and make owning or renovating a home a better experience
Categories: Real Estate

How I Stopped Being a Victim

Daily Real Estate News - Fri, 2014-10-24 00:00

Most of us either have been the victim of some form of intimidation, threat, or attack, or we know someone who has. One REALTOR® is here to...

Categories: Real Estate

Rates Haven’t Been This Low Since 2013

Daily Real Estate News - Fri, 2014-10-24 00:00

The 30-year fixed-rate mortgage took another dip this week, staying below the 4 percent threshold and keeping borrowing costs at the lowest rate...

Categories: Real Estate

Housing Hit by a ‘Hangover’

Daily Real Estate News - Fri, 2014-10-24 00:00

Last year, many real estate markets saw double-digit price appreciation, but that's not the case this year as buyers show less urgency than...

Categories: Real Estate

Fannie Mae Less Bullish in Housing Forecast

Daily Real Estate News - Fri, 2014-10-24 00:00

The mortgage giant’s economists say they “we still believe housing will continue along its upward grind rather than have the breakout...

Categories: Real Estate

The Cheapest ZIP Codes for Housing

Daily Real Estate News - Fri, 2014-10-24 00:00

Find out where you can get a median-priced home for under $60,000: Movoto real estate reveals the most affordable ZIP codes for housing.  

Categories: Real Estate

‘Boomerang' Buyers Are Slow to Come Back

Daily Real Estate News - Fri, 2014-10-24 00:00

Only a small number of Americans who went through a foreclosure or short sale during the economic crisis have bought homes again, but their...

Categories: Real Estate

Fix the Cap

Home Ownership Matters - Thu, 2014-10-23 09:50

The United States House of Representatives recently passed the Mortgage Choice Act -- a bill that would return many options to consumers as they shop for mortgages and other settlement services.

Categories: Real Estate

Bin Pulls

This Old House - Thu, 2014-10-23 02:05
From curvy classics to sleeker updates, today's bin pulls run the style gamut
Categories: Real Estate

Condo Rescissions Curbed, Plus Another RESPA Fine

Daily Real Estate News - Thu, 2014-10-23 00:00

This week's Voice for Real Estate video dives into four big stories.

Categories: Real Estate

Housing Is Missing 700K in Sales

Daily Real Estate News - Thu, 2014-10-23 00:00

First-time buyers are the key to making up for the loss in sales, says the chief economist of the National Association of Home Builders.

Categories: Real Estate

Home Equity Rebound Slows its Pace

Daily Real Estate News - Thu, 2014-10-23 00:00

More home owners are eeking out equity again on their properties. But with slowing home appreciation, millions of home owners may still be at risk...

Categories: Real Estate

5 Markets to Watch for Investors in 2015

Daily Real Estate News - Thu, 2014-10-23 00:00

Typical investor magnets like San Francisco, New York City, Boston, and Seattle are getting new competition from some rapidly growing markets.

Categories: Real Estate

Office Market Reaches Recovery ‘Sweet Spot’

Daily Real Estate News - Thu, 2014-10-23 00:00

“This is the prettiest picture you’re likely to see in this economic cycle,” says a CoStar Group analyst on the resurgence of...

Categories: Real Estate

Google Wants to Reinvent Your E-mail Inbox

Daily Real Estate News - Thu, 2014-10-23 00:00

Google is touting its new e-mail product this week called Inbox, which it says will overhaul how people view and work with their e-mail.

Categories: Real Estate

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